Intelligence Finance Consultancy
Trusted Bank Loan Advisory Services in Malaysia The Bank Loan Consultant You Can Trust
Professional Personal Loan| Business Loan Provider
Since 2017, Intelligence Finance Consultancy has been helping Malaysians navigate loan options with confidence. We specialise in providing transparent, fast, and professional loan advisory services, ensuring every client receives solutions that truly match their financial needs.
👉 Make the intelligent move — consult Malaysia’s trusted loan advisors today.
WHY CHOOSE INTELLIGENCE FINANCE CONSULTANCY
Since 2017, Intelligence Finance Consultancy has been helping Malaysians navigate loan options with confidence. We specialise in providing transparent, fast, and professional loan advisory services, ensuring every client receives solutions that truly match their financial needs.
What Sets Us Apart:
No upfront fees & no hidden charges
Low & affordable interest rates from 3%
Loan amount up to RM1,000,000
Flexible repayment up to 10 years
Your confidence and peace of mind are always our priority.
WHO CAN APPLY FOR A BANK LOAN
We assist a wide range of applicants across Malaysia, including:
- Malaysian citizens aged 18 years and above
- Cash income earners
- Blacklisted individuals
- Employees with minimum monthly salary of RM3,000
Eligibility and approval are subject to bank assessment and advisory review.
OUR BANK LOAN ADVISORY SERVICES
Personal Loan Advisory
Need urgent funds or financial flexibility?
Our personal loan consultants provide tailored advice to help you secure the most suitable personal loan — quickly and hassle-free.
✔ Fast application
✔ Flexible repayment options
✔ Clear guidance from start to approval
✔ Maximum repayment term for Personal Loans: 60 months
Turn your financial goals into reality with confidence.
Business Loan Advisory
Starting or expanding a business requires strong cash flow.
Our business loan consultants help SMEs access flexible financing solutions to:
✔Start or expand operations
✔Improve cash flow
✔Overcome short-term financial challenges
✔Maximum repayment term for Business Loans: up to 120 months
Let’s transform your business challenges into long-term success.
LOAN REPAYMENT EXAMPLES
| Loan Amount(RM) | 6 months | 12 months | 18 months | 24 months | 30 months | 36 months | 42 months | 48 months | 54 months | 60 months |
|---|---|---|---|---|---|---|---|---|---|---|
| RM5,000 | RM845.23 | RM427.76 | RM288.63 | RM219.09 | RM177.38 | RM149.59 | RM129.74 | RM114.87 | RM103.32 | RM94.08 |
| RM10,000 | RM1,690.47 | RM855.53 | RM577.27 | RM438.18 | RM354.76 | RM299.17 | RM259.49 | RM229.75 | RM206.64 | RM188.16 |
| RM50,000 | RM8,452.35 | RM4,277.63 | RM2,886.33 | RM2,190.88 | RM1,773.78 | RM1,495.85 | RM1,297.45 | RM1,148.75 | RM1,033.18 | RM940.82 |
| RM100,000 | RM16,904.69 | RM8,555.25 | RM5,772.65 | RM4,381.77 | RM3,547.56 | RM2,991.70 | RM2,594.90 | RM2,297.50 | RM2,066.37 | RM1,881.63 |
| RM300,000 | RM50,714.07 | RM25,665.75 | RM17,317.96 | RM13,145.30 | RM10,642.69 | RM8,975.11 | RM7,784.69 | RM6,892.49 | RM6,199.11 | RM5,644.89 |
Interest Rate and Term
Maximum Interest Rate:
Unsecured Loans: Annual interest rate not exceeding 18%
Secured Loans: Annual interest rate not exceeding 12%
Annual Percentage Rate (APR): 4.88% – 18%
Maximum repayment term for Personal Loans: 60 months
Maximum repayment term for Business Loans: up to 120 months
Repayment period is negotiable
No hidden fees
CUSTOMER TESTIMONIALS
Pada mulanya saya agak berhati-hati, tetapi tiada caj pendahuluan dan pinjaman saya diluluskan dengan cepat. Perunding tersebut memberikan beberapa pilihan yang benar-benar sesuai dengan situasi saya.
Muhammad Azril
这是我第一次在线申请。顾问非常有耐心,也很专业,整个过程中让我感到很安心。
Janice Chua
The process was straightforward and fast. I received my loan on the same day. Highly recommended.
Rajesh Singh
READY TO GET STARTED?
Get Your Loan Today Let us help you make informed financial decisions with confidence.
Address:
One Ampang Avenue Business Centre, Jalan Ampang Utama 1/2 , Taman Ampang Utama, 68000 Ampang, Selangor
